Terms of Service

INTRODUCTION.

Welcome to Pago Forward, Inc., doing business as Pago ("Company," “Pago Forward, Inc.,”"we," "us," or "our"). These terms of service ("Terms" or “Terms of Service”) govern your (“user” or “you”) access to and use of our website, services, and any related content, materials, or information provided by our company (“Website” or “Platform”). By accessing or using our Platform, you agree to be bound by these Terms. If you do not agree with these Terms, please refrain from accessing or using our website and services.

By accessing our Platform, you confirm that you have read, understood, and accepted these Terms, as well as our Privacy Policy. If you have any questions regarding these Terms or our services, please contact us for clarification.

We reserve the right to modify, update, or discontinue our Platform and services at any time, without prior notice. We may also update these Terms from time to time, and any changes will be effective immediately upon posting the revised Terms on our website. It is your responsibility to review these Terms periodically to stay informed about any updates.

Your continued use of our website and services after any modifications to these Terms constitutes your acceptance of the revised Terms. If you have any questions or concerns regarding these Terms or our services, please contact us using the information provided below.

REGISTRATION AND ACCOUNT SECURITY.

Account Creation: To access and benefit from certain features of our Platform, users must register and create an account. During registration, users are required to provide accurate, up-to-date, and complete information.

Account Responsibility: Users are solely responsible for all activities that occur under their account, including any actions taken by persons to whom users have granted access to their account. It is imperative for users to ensure the confidentiality of their account login credentials.

Notification of Unauthorized Use: Users must immediately notify Pago Forward, Inc. of any unauthorized use of their account or any other breach of security by contacting us through the provided contact details.

Account Information Updates: Users are encouraged to regularly review and update their account information to ensure its accuracy and completeness. Pago Forward, Inc. will not be responsible for any issues or liabilities arising from inaccurate or incomplete information provided by users.

Account Restrictions: We reserve the right to refuse registration, to suspend, disable, or delete accounts, or to alter usernames or any other account identifier at our sole discretion, especially if we believe such actions are necessary to enforce our Platform's security or to prevent fraudulent activities.

Multiple Accounts: Users are discouraged from creating more than one account unless specifically permitted by Pago Forward, Inc. Multiple accounts created for deceptive purposes or to exploit our Platform will be subject to immediate termination.

Account Termination: Pago Forward, Inc. retains the authority to terminate any user's account if we reasonably believe that the user has breached any of these terms of service or has engaged in any fraudulent or illegal activities.

PRICING AND PAYMENT AUTHORIZATION.

Definition of Giver: For the purposes of these Terms of Service, a "Giver" is defined as an individual or entity using our Platform with the intent to provide direct assistance to those in need by financing items listed on our Platform, leveraging Amazon’s wish list feature.

Responsibility for Payment: All charges associated with the services provided by our Platform, including the procurement of items from Amazon wish lists, are to be borne by the Giver.

Payment Structure: A distinct fee, referred to as the "Pago Fee," will be applied to the Giver's transaction. This fee is primarily instituted to cover the operational costs associated with maintaining and running our service.

Immediate Transactions: Our payment process prioritizes immediacy. Instead of employing an invoicing mechanism, all payments are processed and captured at the onset of the transaction on our Platform.

Transparency in Charges: To maintain clarity, the Pago Fee will be distinctly itemized during the payment process, allowing the Giver to be fully informed of the breakdown of charges prior to the finalization of any transaction.

Authorization: By proceeding with any transaction on our Platform, you explicitly authorizes us to charge the specified amount, inclusive of the Pago Fee and any other applicable charges, using the payment method provided. This authorization extends to any adjustments or additional charges that may arise in relation to the services availed.

REFUNDS AND CANCELLATIONS.

Definition of Receiver: For the purposes of these Terms, a "Receiver" refers to a user who requests specific items of necessity through our Platform, with the intention to benefit from the contributions made by other users, known as Givers.

Commitment to Transparency: We are dedicated to maintaining clarity and fairness in our transactional process. Our refund and cancellation policies are crafted with both the Giver's and the Receiver's best interests in mind.

Selection and Contribution: When a contribution is made for an item or comparable item on our Platform, it signifies that the funds will be directed to secure that item for the intended Receiver.

Price Variability: We understand that item prices may vary from time to time. If the price of an item rises after a contribution has been made and we temporarily cannot fulfill the Receiver's request, the contributed funds will be reserved to obtain the item as soon as possible. In such cases, we might also suggest the Receiver explore other alternative items that align with the price originally agreed upon by the Giver.

No Redistribution of Funds: While we make our best efforts to ensure funds are specifically allocated for an intended item and Receiver, there may be instances where there's either a surplus of funds (e.g., if the item goes on sale) or insufficient funds (due to an increase in the item's price). In these situations, we may find it necessary to redistribute funds to fulfill kindness requests efficiently. The predominant allocation of kindness will be credited to the Giver who has made the most substantial contribution for that specific Receiver. For transparency, we will track and report back the number of kindnesses associated with each Giver.

Technical Issues & Refunds: If a contributor experiences technical issues—such as being charged multiple times for a single transaction—we urge them to contact our support team. Upon verifying the claim, appropriate corrective actions, including potential refunds, will be undertaken.

Finality of Transactions: Outside of verified technical errors, all contributions on our Platformare final and non-refundable.

USER RESPONSIBILITIES.

Creation and Management of Public Profiles: Users may establish public profiles within our Platform. We clearly delineate which information is public and which is private. Users must ensure that the information they provide, especially public information, is accurate, relevant, and appropriate.

Expected Conduct and Interactions: All users, whether Givers or Receivers, must adhere to a standard of respectfulness and propriety in their communications and interactions on our Platform. Specifically:

• Language Use: We anticipate users to employ respectful and constructive language at all times. The use of abusive, derogatory, or otherwise inappropriate language is strictly prohibited.
• Messages of Gratitude: While Receivers have the opportunity to express gratitude to Givers, it is essential that such expressions remain courteous and genuine.

Prohibited Behaviors: The following actions or behaviors may lead to account suspension, termination, or other appropriate measures:

• Misrepresentation: Users are obligated to provide accurate and honest information. This includes names, emails, birthdates, and addresses. Deliberate misrepresentation, falsification, or the creation of fraudulent profiles undermines the trust and integrity of our Platform and is strictly forbidden.
• Scamming: Users, especially Receivers, are expected to request items genuinely required. Attempts to manipulate, deceive, or scam other users by creating fictitious needs or intentions are prohibited.
• Reporting Mechanism: Our Platform provides an option for users to report concerns or potential violations related to any act of kindness. These reports are thoroughly reviewed by our Administrators.
• Administrative Actions: Upon review of reported issues or upon detecting suspicious or inappropriate activities, our Administrators reserve the right to take appropriate measures, including but not limited to warning the concerned user, suspending the account, or outright termination of access to our Platform.

Rights of the Platform: We always strive to ensure a safe and respectful environment for all users. However, in circumstances where a user's behavior or actions compromise the Platform's integrity or safety, we reserve the right, at our sole discretion, to take any action deemed necessary to preserve the Platform's credibility and security.

USER CONTENT.

Definition: For the purposes of these Terms, "User Content" refers to any and all materials, information, graphics, images, messages, or other forms of content that a user uploads, posts, displays, or otherwise makes available through their request for kindnesses on the Platform.

Ownership and Responsibility: Users retain ownership of the User Content they provide. However, by posting or uploading User Content, users affirm, represent, and warrant that:

• They are the sole authors and owners of the intellectual property rights thereto;
• Their User Content does not infringe upon the copyrights, trademarks, rights of privacy, publicity, or other intellectual property or other rights of any person or entity;
• They have obtained all necessary permissions and consents from any individuals whose likeness or information is included in their User Content.

Prohibited User Content: Users must not post, upload, or otherwise make available any content that:

• Is not their original work, or for which they do not have the requisite permissions or licenses;
• Violates or infringes upon the rights of others, including copyrights, trademarks, or rights of privacy;
• Is misleading, false, inappropriate, or promotes illegal or harmful activities.

Platform's Rights Regarding User Content: We reserve the right, at our sole discretion, to review, monitor, edit, or remove any User Content that is found to be in violation of these Terms, other Platform policies, or applicable laws and regulations. Further, we may, without prior notice, limit or revoke a user’s ability to post User Content if they are found to be in frequent or severe violation of these guidelines.

Public Space: Users should be aware that any User Content they provide in the public areas of the Platform will be accessible to other users, and they should exercise discretion when deciding what to post.

INTELLECTUAL PROPERTY.

Ownership and Rights Reserved: All intellectual property rights in and to the Platform, including but not limited to its design, text, graphics, logos, icons, user interface, audio clips, video clips, digital downloads, data compilations, software, and other content (collectively, the "Platform Content"), are owned by or licensed to us. These rights are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. Unauthorized use of the Platform Content may violate these laws, and as such, is strictly prohibited.

User Acknowledgment: By using the Platform, users acknowledge and agree that the Platform Content is and shall remain our property or the property of our licensors. Users do not acquire any intellectual property rights in the Platform Content other than the limited rights granted to users under these Terms.

License Grant: Subject to users' compliance with these Terms, we grant users a limited, nonexclusive, non-transferable, non-sublicensable license to access and make personal and noncommercial use of the Platform and the Platform Content. This license does not include any rights to reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, or otherwise exploit any part of the Platform or Platform Content in any way without our prior written permission.

Trademarks: Our name, logos, and any other product or service name or slogan used on our Platform are trademarks of ours or our licensors and may not be copied, imitated, or used, in whole or in part, without our prior written permission or that of the applicable trademark holder.

Infringement Claims: We respect the intellectual property rights of others. If any user believes their work has been infringed upon in a way that constitutes copyright or other intellectual property rights infringement, they are encouraged to contact us immediately. We will promptly investigate and address such concerns in accordance with applicable laws.

TERMINATION.

Right to Terminate: We reserve the right, in our sole discretion, to suspend or terminate your access to all or any part of the Platform, at any time, for any reason, including but not limited to breach of these Terms.

Repeated Content Rejection: Should a user repeatedly submit content that fails to gain approval in accordance with our content guidelines, we may view such behavior as a potential violation of these Terms. In such instances, and in order to preserve the integrity of our Platform, we reserve the right to either suspend or terminate the user's access to the Platform.

Effects of Termination: Upon suspension or termination of your account, your right to use the Platform will immediately cease. We may also delete or remove all information and content associated with your account. Termination of your account may also result in forfeiture and relinquishment of any content, data, or benefits associated with your use of the Platform.

Survival of Provisions: Notwithstanding any suspension or termination, provisions of these Terms which, by their nature should survive, including but not limited to intellectual property provisions, warranty disclaimers, indemnities, limitations of liability, and dispute resolution provisions, shall remain in effect beyond such termination.

Right to Review: We are committed to fairness and transparency. If you believe that your account has been suspended or terminated without just cause, you may contact our support team to request a review of the decision.

LIMITATION OF LIABILITY.

Scope of Liability: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER WE, OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, NOR LICENSORS WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE ACCESS TO, USE OF, OR INABILITY TO USE THE PLATFORM, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Cap on Liability: Without prejudice to the aforementioned, in no event shall our total aggregate liability for all claims related to or arising out of your use of or reliance upon the Platformexceed the lesser of: (i) the total amounts paid by you to us in the twelve (12) months immediately preceding the event that gave rise to such liability; or (ii) one hundred US dollars ($100).

Disclaimer of Certain Damages: You understand and agree that the disclaimers of warranties, the limitations on liability, and the provisions related to indemnity herein are essential elements of these Terms and are fundamental parts of our agreement. We cannot and would not provide our services without these limitations.

Essential Basis: The limitations and exclusions of liability set forth in this section form an essential basis of the bargain between you and us. They apply even if this agreement or any provision of this agreement has failed in its essential purpose or has been fundamentally breached.

Exceptions: Nothing in these Terms excludes or limits our liability for fraud, fraudulent misrepresentation, death, or personal injury caused by our negligence or any other liability which cannot be excluded or limited under applicable law.

INDEMNIFICATION.

General Obligation: You agree to indemnify, defend, and hold harmless our Platform, its parent companies, subsidiaries, affiliates, officers, directors, employees, agents, and representatives (collectively, the "Indemnified Parties") from and against any and all claims, damages, obligations, losses, liabilities, costs, debt, and expenses (including but not limited to attorney’s fees) arising from:

• Your use of and access to the Platform;
• Your violation of any term of these Terms of Service;
• Your violation of any third-party right, including without limitation any copyright, property, or privacy right; or
• Any claim that your content caused damage to a third party. This indemnification obligation will survive these Terms of Service and your use of the Platform.

Notice and Cooperation: Should the Indemnified Parties be notified of a pending law action, or receive notice of the commencement of a lawsuit, the Indemnified Parties shall have the right to compromise, settle, defend, or maintain any such claim or litigation. In the event of such claim or litigation, you agree to cooperate fully with the Indemnified Parties in the defense thereof.

Right to Assume Defense: The Indemnified Parties reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify the Indemnified Parties, and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of the Indemnified Parties. The Indemnified Parties will use reasonable efforts to notify you of any such claim, action, or proceeding upon becoming aware of it.

THIRD PARTY SERVICES.

Integration with Third Parties: Our Platform may integrate or provide links to websites, services, and applications operated by third parties (collectively, "Third Party Services"). Such integration or linking does not imply our endorsement or any association with their operators.

Specific Third Party Services: Our Platform integrates with certain specific third-party services which include, but may not be limited to:

• Stripe & PayPal: Used for processing payments.
• Google Analytics: Engaged for tracking user activities to enhance Platform performance.

No Liability for Third Party Services: We neither control nor assume any responsibility for the content, policies, or practices of any Third Party Services. By accessing or using them, you acknowledge and agree that your interactions with these services are solely between you and the respective third party. We strongly encourage you to review any terms of service and privacy policies associated with Third Party Services before engaging with them.

Release: You hereby release and hold us harmless, including our affiliates, officers, directors, employees, agents, suppliers, and licensors, from any claims, damages, liabilities, and disputes arising from your use of or reliance on Third Party Services accessed through our Platform.

Transactions: Any transactions or agreements you enter into with third parties found on or through our Platform are solely between you and the third party. We shall not be responsible or liable for any loss or damage incurred as the result of such interactions.

Data Sharing with Third Parties: Please note that, when using Third Party Services, your data may be shared with or accessed by such third parties. Ensure you are familiar with the data sharing practices of any services you choose to utilize.

Notification: If you encounter any issues with Third Party Services, we encourage you to report them to us, although we bear no responsibility for resolving such matters, and any actions taken by us will be at our sole discretion.

THIRD PARTY LINKS.

Presence of External Links: Our Platform may contain links to external websites, platforms, or resources operated by third parties ("Third Party Links"). These Third Party Links are provided solely as a convenience to you and not as an endorsement of the content, products, or services contained therein.

No Affiliation or Endorsement: The inclusion of Third Party Links does not imply any affiliation, endorsement, or association between us and the respective third-party entities. We have no control over, and assume no responsibility for, the content, accuracy, privacy policies, or practices of any Third Party Links or any information you provide to them.

User's Responsibility: Accessing and using Third Party Links is at your own risk. We encourage users to be cautious and to read the terms of service and privacy policies of any third-party website or service that they visit.

Limitation of Liability: We shall not be held responsible or liable, directly or indirectly, for any damage, loss, or harm caused or alleged to be caused by or in connection with your use of or reliance on any goods, services, content, or other materials available on or through any Third Party Links.

Notification of Inappropriate Links: We appreciate user feedback, and should you find any Third Party Links on our Platform that are questionable or violate our guidelines, we encourage you to report them to us. While we will review reported links, we are under no obligation to remove them and any action or inaction remains at our sole discretion.

PRIVACY.

Commitment to Privacy: We are committed to safeguarding the privacy of our users and ensuring that their personal information is handled with the utmost care and responsibility.

Reference to Privacy Policy: This Platform operates under a Privacy Policy, which comprehensively details how we collect, use, and protect your personal information. By accepting these Terms of Service, you confirm that you have read, understood, and agreed to be bound by our Privacy Policy. We strongly recommend that all users review our Privacy Policy to fully understand our practices.

Updates and Changes: We may periodically update our Privacy Policy to reflect changes in our practices, technologies, legal requirements, and other factors. Whenever changes are made, we will ensure that our users are promptly informed, typically through notifications within the Platform or other appropriate means.

Consent to Data Processing: By using our Platform, you consent to the collection, use, storage, and sharing of your information as outlined in our Privacy Policy.

Data Protection: We implement industry-standard security measures to ensure the protection of your data against accidental or unlawful destruction, loss, alteration, unauthorized access or disclosure, or misuse.

User Queries: Should you have any questions or concerns about our privacy practices or your personal data's handling, please reach out to our designated data protection officer or representative, as mentioned in our Privacy Policy.

DISPUTE RESOLUTION.

Initial Effort to Resolve: In the event of any dispute, claim, or controversy arising out of or relating to these terms of service, the Platform, or the breach, termination, enforcement, interpretation, or validity thereof, the User and the Company shall first attempt, promptly and in good faith, to resolve any such dispute informally between themselves.

Mandatory Arbitration: If the parties are unable to resolve the dispute informally, the dispute shall be resolved through final and binding arbitration conducted in Los Angeles County, California. The arbitration shall be conducted by a reputable arbitration body, as mutually agreed upon by the parties. The arbitration proceedings shall be conducted in English and shall follow the rules and procedures of the selected arbitration body in effect at the time the claim is filed.

Waiver of Class Actions: The User acknowledges and agrees that they are waiving the right to participate in a class or representative action. Accordingly, neither the User nor the Company may consolidate more than one individual's claims or otherwise preside over any form of any class or representative proceeding.

Exceptions: Notwithstanding the foregoing, the Company reserves the right to seek injunctive or other equitable relief in any court of competent jurisdiction to prevent or restrain any breach or threatened breach of any obligation under these terms of service.

Costs and Fees: Each party shall be responsible for its own legal fees, costs, and expenses, including but not limited to the fees of the arbitrator, unless the arbitrator decides otherwise in their final judgment.

Confidentiality: All aspects of the arbitration proceeding, including, without limitation, the award of the arbitrator and compliance therewith, shall be strictly confidential. The parties agree to maintain confidentiality unless otherwise required by law. This provision does not preclude either the User or the Company from seeking injunctive or other equitable relief in any court of competent jurisdiction to prevent or restrain any breach or threatened breach of any obligation under these terms of service.

GOVERNING LAW.

Applicable Law: These terms of service, as well as any related agreements, undertakings, and commitments, shall be interpreted, governed, and construed exclusively in accordance with the laws of the state of California, without giving effect to its conflict of laws principles or rules that would lead to the application of the laws of any other jurisdiction.

Consent to Jurisdiction: By accessing and using the Platform, the User irrevocably and unconditionally consents and submits to the exclusive jurisdiction of the state and federal courts located within Los Angeles County, California, in all disputes arising out of or relating to the use of the Platform or these terms of service.

Exclusions: Nothing in this provision precludes the User from seeking injunctive or other equitable relief in any court of competent jurisdiction to prevent or restrain any breach or threatened breach of any obligation under these terms of service.

Waiver: The failure or delay by Us to enforce any provision of these terms of service shall not be deemed a waiver of future enforcement of that or any other provision. Such waiver shall only be effective if given in writing and signed by Us.

International Users: The Platform is controlled, operated, and administered from within the United States. If the User accesses the Platform from a location outside the United States, the User is responsible for compliance with all local and international laws. The User agrees not to use the Platform in any country or in any manner prohibited by any applicable laws, restrictions, or regulations.

HEADINGS.

The headings used in these Terms of Service are for convenience and reference purposes only. They do not limit, interpret, or define the scope or intent of the provisions contained herein. The headings are not intended to be legally binding or to affect the meaning or interpretation of these Terms of Service.

• Interpretation: The provisions contained in these Terms of Service shall be interpreted in accordance with their plain meaning and intent, regardless of any headings or titles.
• Organization and Structure: The headings used throughout these Terms of Service are provided to aid in navigating and understanding the content. They are organized in a logical manner and reflect the general subject matter of the respective sections.
• Non-Exclusive: The headings used in these Terms of Service are not an exhaustive representation of the topics covered. Other terms and concepts may be included in each section, regardless of whether they are explicitly stated in the headings.
• No Legal Significance: The headings are not intended to have any legal significance or to modify or alter the rights and obligations of the parties under these Terms of Service. They are simply a structural element to enhance readability.

Please note that the headings provision is included for organizational purposes and does not impact the substantive rights and obligations set forth in these Terms of Service.

AMENDMENTS.

Pago Forward, Inc. reserves the right, in its sole discretion, to amend, modify, or replace any portion of these terms of service at any given time. When substantive changes are made, users will be notified through the application about the revisions. Continued usage of our Platform subsequent to any such notification will constitute acknowledgment and acceptance of such modifications. To retain uninterrupted access to our Platform, users must review and expressly accept the revised terms. It remains the responsibility of the user to stay informed of any changes by periodically reviewing the updated terms of service.

SEVERABILITY.

If any provision of these Terms of Service is found to be unenforceable, invalid, or unlawful under any applicable law, such provision shall be severed from these Terms of Service, and the remaining provisions shall remain in full force and effect to the maximum extent permitted by law. The unenforceable, invalid, or unlawful provision shall be replaced by a valid and enforceable provision that achieves, as closely as possible, the economic, legal, and commercial objectives of the original provision.

• Effect of Severability: The invalidity or unenforceability of any provision shall not affect the validity or enforceability of the other provisions of these Terms of Service. The parties agree that any invalid or unenforceable provision shall be modified or limited to the extent necessary to render it valid and enforceable to the fullest extent permitted by applicable law.
• Construction: In the event of any inconsistency between these Terms of Service and any other agreements between you and Freedom Travel Systems, the provisions of these Terms of Service shall prevail, unless expressly stated otherwise.

Please note that the severability provision is intended to preserve the enforceability and validity of the remaining provisions of these Terms of Service in the event that any provision is determined to be unenforceable or invalid.

WAIVER.

The failure to enforce any right or provision of these Terms of Service shall not be deemed a waiver of such right or provision. No waiver of any term or condition of these Terms of Service shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

NOTICE.

Any notice or communication required or permitted to be given under these Terms of Service shall be provided in writing and delivered by one of the following methods:

• Email: Notices sent by email shall be deemed effective upon transmission, provided that the sender has obtained electronic confirmation of successful delivery or has not received a delivery failure notification.
• Method of Contact: Please use the following contact information for the purposes of delivering notices: [email protected]
• Content of Notice: All notices shall clearly identify the parties involved, provide a brief description of the nature of the notice, and reference the specific section or provision of these Terms of Service to which the notice pertains, if applicable.
• Change of Contact Information: It is the responsibility of each party to promptly notify the other party of any changes to their contact information for the purposes of receiving notices. Failure to provide updated contact information may result in delays or missed communications.

Please note that the above method of delivery and timeframe for notice are provided as general guidelines and may be subject to applicable laws or other agreed-upon provisions specific to your engagement with each client.

It is recommended that you retain copies or records of all notices sent or received for future reference or in the event of any disputes or discrepancies.

ENTIRE AGREEMENT.

These terms of service, along with any other legal notices, policies, or guidelines posted on our Platform, constitute the complete and exclusive agreement between Pago Forward, Inc. and you concerning your access and use of our Platform. This agreement supersedes and replaces any and all prior oral or written understandings or agreements between Pago Forward, Inc. and you regarding the same subject matter. Neither party has relied on any representations or warranties not expressly set forth in these terms of service. No addition to or removal from or modification of any of the provisions of this agreement will be binding unless explicitly agreed to in writing and signed by both parties.

CONTACT US.

For any queries, clarifications, or feedback relating to these terms of service or any other aspect of our Platform, kindly reach out to Pago Forward, Inc. through the contact details provided below or through email at [email protected]

Pago Forward, Inc. 1601 N Sepulveda Blvd, #145 Manhattan Beach, CA 90266

We are committed to promptly addressing and resolving any concerns or issues you may have. Your feedback is invaluable, and we appreciate the opportunity to improve and provide you with the best possible experience. Should you have any legal inquiries or concerns, we recommend submitting them in writing for a more comprehensive response.